FINANCIAL INFRASTRUCTURE / 03
PayFlow.
Multi-Currency B2B Invoicing & Milestone Escrow Engine
Enterprise payment orchestration engine supporting AUD Direct Debit, EUR SEPA, AED local banking, and global cards with automated milestone-based escrow release.
-14 Days
DSO REDUCTION
Average acceleration in invoice collection
AUD/EUR/AED
CURRENCIES
Native regional domestic clearing rails
Bank-Grade
ESCROW SECURITY
Multi-sig milestone conditional release
100% Auto
RECONCILIATION
Zero manual bank statement matching
Initializing PayFlow interactive simulator...
PRODUCTION ARCHITECTURE SPECIFICATION
Engineered for durability, scale, and data sovereignty.
No black-box multi-tenant containers. We deploy this architecture strictly inside your isolated cloud perimeter with automated CI/CD and point-in-time database backups.
LAYER 01 : PAYMENT RAILS
Stripe Connect + SEPA / Becs APIs
Global and regional domestic bank clearing infrastructure.
LAYER 02 : ESCROW LOGIC
Deterministic State Machine
Conditional dual-signature milestone fund release engine.
LAYER 03 : LEDGER BACKEND
PostgreSQL 16 Double-Entry Ledger
Immutable financial transaction log with audit trails.
LAYER 04 : NOTIFICATIONS
WhatsApp Cloud API + Twilio SMS
Automated invoice dispatch and smart dunning sequences.
DATA GOVERNANCE
Security & Compliance Safeguards
PCI-DSS Level 1 Compliant
SOC 2 Type II Architecture
TLS 1.3 Bank Encryption
GDPR/PDPL